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Kempson, Elaine and MacKinnon, Karen (2002) Self-employment in deprived communities. A report to the Bank of England. Project Report. Personal Finance Research Centre, Bristol University.
Kempson, Elaine and MacKinnon, Karen (1994) A foot on the ladder - a study of households on the margins of renting and owning a home. HMSO, London. ISBN 0117530719